Democratic candidate, Joe Biden, has put forward a student loan debt cancellation plan for people who earn $125,000 a year or less.

The plan would forgive all undergraduate federal student debt for borrowers who attended community college, four-year public institutions, or privateHBCUs.

After Trump’s executive action, Congress passed the CARES Act, which extended student loan suspension and 0 percent interest through Sept. 30th, in addition to no wage garnishment for student loan debt collection in that time period.

Trump is also proposing to cut the Public Service Loan Forgiveness program, which offers student loan cancellation for full-time public service and non-profit employees who make 120 on-time payments over 10 years.

Trump seeks to replace that program with an income-based repayment plan that forgives undergraduate federal student loans after 15 years of payments for everyone, not just public service employees.