Under the president’s plan, borrowers who earned less than $125,000 in either 2020 or 2021 and married couples or heads of households who made less than $250,000 annually in those years are eligible to have up to $10,000 of their federal student loan debt forgiven. If a qualifying borrower also received a federal Pell grant, the individual would receive as much as $20,000 of debt forgiveness.

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