Your credit score is the most common aspect of your financial life that can be hurt by malicious activity online. This critical number is calculated based on several factors, including how much of your total credit limit you’ve used, your payment history, and the age of your credit accounts. The score helps lenders determine whether or not to lend to you and influences the interest rate you pay on a loan. The higher your score, the better off you’ll be, so it’s essential to keep an eye on your credit. The last thing you want is to find out that your credit has taken a hit because of stolen financial information when you’re applying for something like a home loan.

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