Then, categorize expenses by what you need to maintain your standard of living, such as a mortgage, utilities, groceries and insurance.
One easy way to save is to cancel premium TV channels, switch to a basic package or even sign up for a streaming service instead (Sling, Hulu, etc.).
Find ways to save on the must-haves: Everyone needs insurance and many companies offer discounts if you buy both auto and home insurance together.
Depending on your skills, there are a variety of online jobs you could do, such as customer service, copywriting or online tutoring.
By tracking and cutting expenses, taking advantage of discounts and special savings programs, and perhaps even earning extra money on the side, you’ll be on your way to having a household budget with staying power.