Being on a tight budget can have its value for a while, like how it teaches you to do a lot of things for yourself because you simply can’t afford to pay someone else to do them for you. So you learn to do your own taxes. You learn to hem your own pants. You make all of your own meals. You clean your own home. When you make good money, you start calculating what your time is worth. If you make, say, $35 an hour and can hire a housecleaner for $20 an hour, you actually save money by hiring a housekeeper and getting your own work done while someone else cleans your place. Or, you may decide to relax then, which is something you can afford to do.
