The California Housing Financing Agency (CalHFA) and the Sacramento branch of NeighborWorks have announced the expansion of California's mortgage relief program. “Over the past year, the California Mortgage Relief program has been helping Californians that are most vulnerable to overcome the financial challenges brought on by the COVID-19 pandemic,” said Tiena Johnson Hall, Executive Director of the California Housing Finance Agency. Homeownership is an incredibly important tool in building generational wealth, according to the U.S. Department of Housing and Urban Development.