Sure, we may not know when the next stock market crash will occur but through observation of our surrounding environment, it would seem wise for us to have a few dollars tucked away to provide for our physical being. Additionally, we may not know when the next scandal will break, so again through observation of our surrounding environment, it would seem wise not to invest our emotional state in the newest political star but rather to build up the emotional bank accounts of those closest to us like family and friends.