Financial experts are encouraging individuals and business owners to engage in financial planning in order to get more bang for their buck.Founder of the financial advisory firm Vanilla Financial Architecture Inc. Wayne Ifill says by engaging in financial planning and eventually achieving financial control, individuals would be better able to plan their retirement, be less anxious about monthly expenses and be in a better position to recover in the event of a natural or man-made disaster.“You will find that when you get to this stage where you have financial control you are a lot less anxious about those monthly bills, annual bills and those things that come around every three, four or five months, because you are controlling your money to the extent that every month you are making provisions for those monthly, semi-annual and annual expenses,” he said.“The goal of financial control is to reach the stage where you know how much money is coming in and you control your spending to the extent that there is some left over every month after you meet all your commitments,” he added.